Which of the following is NOT a requirement for FINRA's anti-money laundering programs?

The correct choice highlights that mandatory registration with the SEC is not a requirement for FINRA's anti-money laundering (AML) programs. FINRA focuses on ensuring that its members implement effective AML compliance systems, but the specifics of registration with the SEC pertain to securities offerings and certain entities, not directly to AML program requirements.

An effective AML program under FINRA guidelines necessitates several key components, including ongoing employee training, the appointment of a compliance officer responsible for the program's development and enforcement, and regular audits and assessments to monitor the program's effectiveness. These elements are integral to an AML program as they help ensure that firms remain vigilant in detecting and preventing potential money laundering activities.